Do you have Cigna dental insurance? Your policy is a precious asset that can help you enjoy the preventive care you need, and it is there to help you out for those times when your smile requires a little restorative TLC. But how can you get the most out of your policy? Visit a Cigna dentist. As an in-network care provider, we have the knowledge and skills necessary to help you reap the greatest value possible from your benefits.
Cigna sells both group and individual dental insurance plans. Many of their plans are PPO in nature, which mean they allow you to visit any dentist or specialist without asking for a referral. Depending on the specific details of your plan, your coverage might work something like this:
Keep in mind as well that your plan may come with a deductible, a waiting period before you are eligible for certain types of coverage, and an annual maximum. Your annual maximum is the highest dollar amount that Cigna will pay out for approved services within a calendar year. Cigna has plans with a $1,000 maximum and a $1,500 maximum.
By visiting an in-network Cigna dentist, you can get the most out of your dental insurance. That is because we have a contract with Cigna that controls prices. Additionally, since we are used to working with Cigna, we can suggest strategies to help you maximize your benefits. For example, scheduling some major treatments over multiple appointments across calendar years may enable you to use two annual maximums rather than just one.
Our entire team wants to help you take full advantage of your insurance, but Christine takes the lead in that area. She has decades of experience in the dental field, and she is used to navigating all the ins and outs of insurance. She can verify your coverage, help you find answers to your questions, and file claims on your behalf. She is proud to provide top-tier service with courtesy, respect, and a welcoming smile. If you would like to learn more about how she can help you use your Cigna coverage in our office, contact Cappello Family Dentistry today.