Metlife Coverage Availability & Fees
Because every dental insurance policy is unique, it’s hard to generalize coverage for everyone. However, your Metlife will likely look something like this:
- 100% coverage for preventive services (i.e., checkups and cleanings)
- 70-80% coverage for minor restorative care (i.e., tooth-colored fillings)
- 50% coverage for major restorative services (i.e., crowns, dentures, bridges)
It’s worth noting that some companies will have different ideas of what constitutes a “major” or “minor” procedure. Additionally, dental insurance won’t typically offer coverage for cosmetic procedures as they’re considered elective. The only exception is when a treatment has a health benefit or is medically necessary.